Business car, ute and van finance, sorted fast
Utes, vans, 4WDs and cars for your business, new or used. Most eligible deals get a lender answer within 24 hours with minimal paperwork.
Business car finance with Dosh
Utes, vans and cars
New or used, dealer or private sale.
Chattel mortgage
Your business owns the vehicle; check the GST and depreciation treatment with your accountant.
GST back in month 3
Finance the GST and pay it back after you claim it in your BAS.
Balloon options
Lower your monthly repayment with a residual at the end.
Minimal paperwork
For established ABNs, often just ID, ABN and the invoice.
Multiple vehicles
Fitting out a team? We can arrange several vehicles or a finance limit.
Matched by AI, structured by a specialist
A chattel mortgage is the most common way businesses finance vehicles. The business owns the vehicle from day one, the lender takes security over it, and you can usually claim the GST on the purchase in your next BAS.
Rates depend on the vehicle’s age, the loan amount and term, your ABN and GST history and whether you own property. We check your deal across our panel so you don’t have to apply to lender after lender.
Every deal is AI-matched across our panel of 30+ lenders (Big 4, mid-tier and private) for the best fit and quickest turnaround. Larger or more complex deals are handled personally by one of our finance professionals. After settlement you get access to our client portal to track your loans, upcoming payments and documents.
Business car finance: common questions
How fast can I get approved?
For eligible established businesses, often within 24 hours of the lender receiving the application.
Can I use a balloon?
Yes. A balloon lowers the monthly repayment; you pay it out, refinance it or trade the vehicle at the end.
Do I need to be GST-registered?
No, but GST-registered businesses can usually claim the GST and use the “GST back in month 3” option.
Does a quote affect my credit score?
No. There’s no credit check until you choose to apply.
Other finance we arrange
*24-hour turnaround applies to eligible applicants for loans under $500,000. Approval and timing depend on the lender’s credit assessment. General information only; it doesn’t take your objectives, financial situation or needs into account. Speak to your accountant about tax.
Find out what you can borrow
Free assessment, no credit check. We’ll come back to you within one business day.