Home loans and refinancing, without the run-around
Buying your home, an investment property, or refinancing to a better rate. We compare lenders and handle the application through to settlement.
Home loans with Dosh
First home buyers
Help understanding deposits, grants and schemes.
Next home or upgrade
Bridging and sale-and-buy options.
Investment property
Loans structured for investors.
Refinancing
A better rate, equity release or debt consolidation.
Self-employed
Low doc and alternative-income options.
Settlement support
We manage the paperwork through to settlement.
Matched by AI, structured by a specialist
Home loan rates and policies change often, and the best lender for you depends on your deposit, income, employment and goals. We compare options and explain the trade-offs in plain English.
Personal lending is subject to responsible lending obligations and the lender’s credit assessment. We’ll provide our credit guide and explain any fees before you go ahead.
Every deal is AI-matched across our panel of 30+ lenders (Big 4, mid-tier and private) for the best fit and quickest turnaround. Larger or more complex deals are handled personally by one of our finance professionals. After settlement you get access to our client portal to track your loans, upcoming payments and documents.
Home loans: common questions
How much can I borrow?
It depends on your income, expenses, debts and the lender’s policy. Start a free assessment and we’ll give you a realistic range.
Is refinancing worth it?
Often, if your rate is well above current offers. We’ll compare the savings against any costs.
I’m self-employed. Can I still get a home loan?
Yes. Some lenders accept alternative income evidence such as BAS or accountant letters.
Does the assessment affect my credit score?
No credit check is needed for our initial assessment.
Other finance we arrange
*24-hour turnaround applies to eligible applicants for loans under $500,000. Approval and timing depend on the lender’s credit assessment. General information only; it doesn’t take your objectives, financial situation or needs into account. Speak to your accountant about tax.
Find out what you can borrow
Free assessment, no credit check. We’ll come back to you within one business day.