Insurance premium funding: pay monthly, keep your cash
Spread your annual business insurance premium over 10 to 12 months instead of paying it upfront, so the cash stays in your business.
Insurance premium funding with Dosh
Fleet insurance
Spread the cost of insuring trucks and vehicles.
Liability and property
Public liability, professional indemnity, property and contents.
Trade and contractor policies
Contract works and tool cover.
Simple application
Usually based on the insurance invoice.
Fast set-up
Funding can often be in place before renewal.
Renew each year
We help set it up again at your next renewal.
Matched by AI, structured by a specialist
Premium funding pays your insurer upfront and you repay the funder in monthly instalments, usually over the policy period. It keeps large renewals from hitting your cashflow all at once.
Send us your insurance invoice or renewal notice and we’ll arrange funding with a premium funder on our panel.
Every deal is AI-matched across our panel of 30+ lenders (Big 4, mid-tier and private) for the best fit and quickest turnaround. Larger or more complex deals are handled personally by one of our finance professionals. After settlement you get access to our client portal to track your loans, upcoming payments and documents.
Insurance premium funding: common questions
What do I need to apply?
Usually the insurance invoice or renewal notice and your business details.
How long does it take?
Often a day or two, so it can be ready before renewal.
Can I fund several policies together?
Yes, many funders combine policies into one facility.
Does it affect my credit score?
Our assessment doesn’t involve a credit check.
Other finance we arrange
*24-hour turnaround applies to eligible applicants for loans under $500,000. Approval and timing depend on the lender’s credit assessment. General information only; it doesn’t take your objectives, financial situation or needs into account. Speak to your accountant about tax.
Find out what you can borrow
Free assessment, no credit check. We’ll come back to you within one business day.